Debt Relief Management

Debt Management:

Pros:

Usually a much lower interest rate, on a creditor by creditor basis, is made available to the client. In many cases, if you are behind, your account may by re aged back to a current status without having to make up any back payments or late fees, after three or more consecutive on time payments.

Simplifies things by giving one simple payment each month, and a timeline to have your bills paid off.

Also, the program does not have a negative impact on your FICO score. The monthly set-aside amount may be much more affordable.

Cons:

The payment amount and time frame is longer than settlement in most all cases.

This increased financial pressure may not be feasible if the client does not have the ability to use their cards.

Not all creditors may participate in the debt management program.

Free, No Hassle Quote!

First Name:

Last Name:

Primary Phone:

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Unsecured Debt:

Debt Management may be right for you if…

You are current, can make minimum payments on your cards and pay regular monthly bills without using the cards, but can not get the principal balances down because of high interest rates.

You had an emergency that caused you to fall behind, but can now afford regular monthly payments and just need help getting back to a current status.